FINANCE FUNCTION DIAGNOSTIC

Is the finance function strong enough for the decisions being made from it?

This version scores four pillars: performance resilience, cash resilience, working capital and control/reporting. It does not confuse a profitable month with a controlled finance function.

INPUT-BASED

Use the latest closed month.

For control questions, choose "Not sure" when that is the honest answer. Uncertainty itself is useful information.

Monthly revenue (AED) Operating margin % Your operating-margin target % Operating-margin trend Cash buffer (months of recurring outflow) Your minimum cash-buffer target (months) Overdue AR as % of total receivables Your maximum overdue-AR target % Month-end close (days) Your close target (days) Rolling cash forecast maintained? Balance sheet reconciled monthly? Management pack timing Forecast vs actual reviewed monthly? Tax / compliance calendar current?

This is a management-control diagnostic, not a credit score, valuation or assurance opinion.

FINANCE HEALTH

-/100

Performance vs your target-

Cash resilience-

Working capital-

Control & reporting-

Complete the inputs to identify the weakest finance pillar.

Request a finance health diagnostic

HOW TO READ IT

Profit is only one quarter of the diagnosis.

A business can have a good margin and still be flying blind if cash forecasting, reconciliation or close discipline is weak.

25%

Performance

Operating margin relative to the target you entered, blended with margin direction.

25%

Cash

Current cash buffer relative to your minimum buffer target, plus whether a rolling cash forecast exists.

20%

Working capital

Current overdue receivables compared with the maximum overdue level you entered.

30%

Control & reporting

Close speed relative to your target, reconciliations, management pack, forecast review and compliance discipline.

Hard-stop logic: an unreconciled balance sheet, a very late close, cash below half of the minimum buffer you entered, or performance more than ten margin points below target and still deteriorating can cap the score even if other answers are strong.